Insurance

[Nick Simpson]

I'm sure this has been asked many times before but please help
I have been asked by a local worthy cause to offer an introduction to woodturning including hands-on experience as an auction item in their current fund raising drive.
Do I need any specific insurance if I were to offer this?
So far all my activities have been through the 'club' for members only and covered by the club's insurance.
I looked at Craft Insurance and got a quote for > £250. If that's the case then it's not worthwhile getting involved
Thanks in anticipation of some clarity
Nick

[bodrighywood]

Go to A-N and register with them. They then [provide insurance that covers you for pretty much anythiong you are likely to need for less than £50 a year to a cover of 5m.  They are specifically for afrtists and cover you for teaching demos, display etc etc etc.

Pete

[Martin Lawrence]

A-N good policy just note in the small print it does not cover wood scorching or burning of any kind which would include Pyrography.

Cheers Martin.

[Lazurus]

10. claims arising from defective workmanship, or from a manufacturing defect of any goods or products supplied by you

The above concerns me as it appears a bit of a catchall, if you were teaching and a chisel you supplied a student to use caused injury would the above negate a claim??

[Dave Brookes]

Nick,
Also read the small print regarding (as I remember it) having had your work on display at exhibitions or craft shows during the preceding 12 months.
Dave

[RichardS]

I have insurance with A N but there standard policy covers the two main requirements of Public Liability and Product Liability if you are going to do a hands on session then you will require a policy to cover Workshops which I believe they offer but as I have never been down that route I have no idea of the extra cost.

Richard

[Nick Simpson]

Thank you all for the very prompt reply
A-N has it
Regards
Nick